Friday, 10 April 2020

Bailiffs - Things You Must Know

A bailiff is a person appointed by the court to collect debt from the defaulters. He has the authority to seize your belongings if ordered by the court. A bailiff comes to your home if you could not come into an agreement with the court regarding the payback of your debt. If a bailiff comes to your home, he is supposed to follow a set of procedures and rules to ensure that you are treated fairly.

A bailiff is supposed to show his identity card to you when he is at your door. He can enter your premises if or any responsible adult invites him. He is not supposed to use force. A Bailiff at my door if he finds an unlocked door, but he cannot push past people to gain entry. He is not supposed to break locks, doors or windows. Just as a bailiff does not have the right to enter your house by force, you are not allowed to remove a bailiff by force once he is in. This is considered to a serious assault and a police charge might be pressed on you.

If you are complaining about bailiff sent from a private firm, then talk to the legal authorities who have appointed them. For County Court bailiffs, complaint should be made to the Manager of the County Court. Complaints about council tax advisors should be lodged to the Council office. Lastly if the bailiffs are sent to collect fees for criminal charges then you may complain at the desk of Clerk of the Justices of the Magistrates' Court.

The best way to live debt free is to be honest and upfront with your creditor as soon as you find out that you are struggling to repay. In this way, they are more likely to be understanding and might set up a repayment plan that you can afford each month. If it still gets to the stage where they inform you that they are going to send a bailiff, get in touch with them as soon as possible and find out an alternative solution.

Source & Reference: https://mybailiffadvice.wordpress.com/2020/04/10/bailiffs-things-you-must-know/