Monday 25 May 2020

How do you deal with bailiffs?

Dealing with bailiffs council tax - Bailiffs come to your house to try and get you to pay the money owe in a lump sum, however, if this is not possible, they will seize your goods to sell at auction to raise funds to repay what you owe. If you received a notice to say the bailiffs will be visiting your property, do not ignore this notice. You should get advice immediately. If you do ignore notices from bailiffs, they will apply fees on top of your existing debt which in effect increases the amount you owe.

On the first visit, a bailiff cannot gain forceful entry into your property, this includes breaking down doors and windows to gain entry and they also cannot push past you to get into your home. Bailiffs can only gain peaceful entry, which means, they are permitted to gain entry through an unlocked door or window or if you allow them entry.

Initially when a bailiff enters your property, they will not immediately take your goods away. They are more likely to place a levy on your goods which will give you time to get the funds you need in order to pay what is owed.

Placing a levy on goods means that the goods are claimed by the bailiff, but they will allow them to remain in the property during the time they give you to gain necessary funds. Although a bailiff does have the right to take the goods away, if you sign a walking possession agreement which allows the bailiff to list items in your home which can be sold at auction, they will leave the goods in the home.

If you do receive a notice that a bailiff intends to pay a visit to your property, seek free debt advice UK immediately so that you are aware of your rights as well as what could be done to resolve the situation.

Sometimes repayment agreements can be made if you respond quickly enough. Get in touch with the court or your council office or whoever you owe money to; to see if you can come to some kind of repayment arrangement which then will prevent the bailiff from visiting your home and taking your goods.

Source & Reference: https://mybailiffadvice.wordpress.com/2020/05/25/how-do-you-deal-with-bailiffs/



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